As with insurance, its easy to say a company is great if youve never had a claim or had to call them, like I did today with St. George. I was trying to find out why money transferred to my account hadn't been credited after five days, which is bad in itself. It took a half-hour to have them answer the call then another half hour while the representative waited in vain for another department to answer. We both gave up at that point and I said I would move my account and make a complaint against the bank. The money was suddenly put into my account. Im changing banks. Anyone has to be better.