The advice will be specifically for you and not a one size fits all plan. Our strategy will focus on your needs, goals, concerns, and lifestyle and not provide standard advice for people your age. The investment and advice will be based on what you need, not chosen based on what product the parent company push. We are not constrained by having to offer product?s that are wholly owned by a parent company. Our advice is conflict free. We choose for you the product that best suits your needs. Our fee is the same no matter which product we choose for you.