About Uschevron down

Business and Personal Insurance Brokers

  • 15 Years of experience
  • Experienced & Professional Team – Diverse expertise you can trust.
  • Honest & Transparent – We keep communication simple and clear.
  • Online or face to face – Whatever your preference, we’ve got you covered.
  • Personalised Insurance Solutions – Products that fit your needs.
General Info

Founded in 2011, 3Point Insurance started as a small firm with a big vision: to make insurance straightforward and accessible.

We are highly skilled and experienced Insurance brokers who specialise in Personal Insurance (Life, TPD, Trauma and Income Protection) as well as Business Insurance (Public Liability, Professional Indemnity, Business Equipment, Commercial vehicles and property). We deal with all the major insurance companies in Australia to assist our clients in getting the best insurance cover that suits their personal needs. We also do end-to-end claims management. We have been operating for over 14 years and pride ourselves in the highest levels of customer satisfaction. Our company values of Trust, Integrity and Commitment underpin everything that we do and are upheld by all our employees.

Our foundation is built on three key values: Trust – We believe in long-term relationships, not just transactions. Integrity – We do what’s right, always. Commitment – We go the extra mile to deliver real value.

We are qualified financial advisers and general insurance brokers, fully licensed to offer expert guidance on Life Insurance (Life, TPD, Trauma, Income Protection) and General (Business) Insurance products.

The insurance world is always evolving, and so are we. Our proactive approach ensures that you stay informed, protected, and ahead of the curve. Need clarity on your insurance options? Let’s talk!

Accreditations
Accreditation badgeFinancial Advisers Register (ASIC)Accreditation badgeSteadfast
Email
Established
2011
ABN
69 159 361 538
Ownership
Locally Owned
Service Notes
Open Monday To Friday
Free Estimates
Yes
Category
Keywords
Business Insurance, Buy-Sell Agreement, Death insurance, Income Protection, Insurance, Insurance Brokers, Insurance Broking, Key Person Insurance, Life Insurance, Medical equipment insurance, Professional Indemnity Insurance, Public Liability, Total and Permanent Disability Insurance, Trauma, Truck insurance, claim management, cyber insurance cover, cybersecurity insurance, death cover, farm insurance, fleet insurance, insurance claims, medical clinic insurance, post office insurance, restaurant insurance, retail insurance, shop insurance, stock insurance, travel insurance, warehouse insurance
FAQschevron down

I am still young, why should I get life insurance now?

Insurance companies consider numerous factors when approving a life insurance application and setting the premium for your policy. The most important of these factors is your age and pre-existing medical conditions. Generally, the younger and healthier you are, the less it will cost you over the life of the cover. Depending on your lifestyle, you may even be eligible for health discounts with some of the leading insurance companies.


I already have Life and TPD insurance in my Super, isn’t that sufficient?

Most Superfunds have default insurance covers however they often insure you for much lower sums than you may actually need and at a higher price compared to retail insurance products. Resultingly, you may not only be severely underinsured but also be paying more than you need to. We can organise better quality and more affordable insurance covers that you can continue to pay through your super if you wanted to.


What areas do you service?

Our physical office is based in Murrumbeena, VIC but we our clients are spread over most national capital cities and regional Victoria. We offer both in person and virtual consultations and hence are not restricted in the areas we can service.


What impacts my insurance premiums?

There are a range of parameters that an insurance company will take into account in calculating your insurance premiums such as your age, gender, medical conditions, occupation, lifestyle for personal insurance and business turnover, size, number of employees, industry etc for business insurance. At 3Point Insurance, we take all these factors (and more) into consideration to devise an insurance strategy that suits your needs and provide you with the best possible policies.


Why go through 3Point Insurance?

We compare policies from all major insurers in Australia, ensuring you get a competitive option that suits your needs. We help you navigate complex terms, exclusions, and coverage details so you can make an informed decision. Plus, if you ever need to make a claim, we provide end-to-end assistance, advocating for you to ensure a smooth process and the best possible outcome. With us, you're not just buying insurance—you’re gaining a trusted partner who has your back when it matters most.


What services does 3Point Insurance offer?

We offer personal insurance, business insurance and claims management services.


Is 3Point Insurance licensed?

Yes, we are licensed through Lifespan Financial Planning and Community Broker Network to provide Life insurance and general insurance services respectively.