Westralian Insurance
49 Years
in Business
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About Us
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- Dynamic Team With Substantial Experience
- Fast Certificates Of Currency Provided
- Honest, Reliable And Up-To-Date Insurance
- Local Business, Not A Call Centre
- We Will Manage All Of Your Paperwork
- General Info
Professional insurance brokerage services in Perth
Westralian Insurance has been operating out of Wangara, Western Australia since 1977. Locally owned and operated, we specialise in providing business insurance solutions to all types of businesses, across a wide range of industries. We pride ourselves on our knowledge of West Australian companies, and this, combined with our close working relationships with insurance companies sets us apart.
At Westralian Insurance, we believe that all businesses should have access to the best insurance policies on the market. Our vast knowledge and expertise of insurers allows us to provide informed, personalised advice and assistance to help you find the most suitable insurance policies for your business. Whether you’re looking for insurance for your office, staff or property, we have you covered at Westralian Insurance. We have long standing relationships with QBE, Allianz, Zurich, CGU, Vero, GIO, CHU, Club Marine, Strata Unity Underwriters, Chubb and Calliden Group to name a few! Our Insurance Services Cover:Business and Office Insurance Trade PackagesWorkers CompensationPublic and Product LiabilityProfessional IndemnityPersonal Accident and illnessProperty RisksProfessional RisksCyber InsuranceBuilding and Construction InsuranceMarine InsuranceHome, Car and Travel InsuranceWestralian Insurance takes a genuine interest in each client's business, and is committed to taking the time to fully understand individual requirements. Ultimately, we are committed to saving you time, money and unnecessary distress. We strive to provide complete insurance solutions and provide an accurate quotation package, to not only obtain the best price, but also the best features and benefits for your policy. We'll also recommend any products which may fill the gaps in your cover.
Westralian Insurance is a local company with extensive knowledge and understanding of the Western Australian environment. This ensures you will always deal with us on 'real time'! Our friendly and knowledgeable team of staff guarantees we will handle your business requirements and queries efficiently. We will manage any claims you may have, from start to finish and ensure the process remains as easy as possible. We are here to act on your behalf, so you can get on with running your business.
We also remain up-to-date with insurance rules and regulations, laws and policies. As a licensed insurance broker, we have access to many policies from a diverse range of insurance companies and underwriters. Westralian Insurance is also kept up-to-date with all features, benefits, exclusions and costs of competing policies on the market. We will arrange 'cover' where required and can often provide advice on how to make the most of your insurance budget.
- Accreditations
Australian And New Zealand Institute Of Insurance And FinanceAustralian Financial Complaints AuthoritySteadfast- Email Business
- Payment method
- cheque, bpay, diners club, mastercard, visa, cash, amex
- Established
- 1977
- ABN
- 22 194 984 323
- ACN
- 110 436 005
- Staff
- 11-20
- Ownership
- Locally Owned
- Service Notes
- Open Monday To Friday - Call Now
- Free Estimates
- Yes
- Other Links
- Categories
- Commercial
- Yes
- Licenses
- Legal ID: AFSL No. 331147
- Keywords
- Accountants Professional Indemnity Insurance, Architects Professional Indemnity Insurance, Best Public Liability Insurance, Builder Insurance, Builder Insurance Perth, Builders Insurance, Builders Risk Insurance, Building Contractors Insurance, Business Insurance, Business Insurance Agency, Business Insurance Agent, Business Insurance Agents, Business Insurance Broker, Business Insurance Broker Perth, Business Insurance Brokers, Business Insurance Brokers Perth, Business Insurance Companies, Business Insurance Company, Business Insurance Cover, Business Insurance Coverage, Business Insurance Joondalup, Business Insurance Liability, Business Insurance Perth, Business Insurance Providers, Business Insurance Quote, Business Insurance Quotes, Business Insurance Service, Business Insurance Services, Business Insurance Solutions, Business Insurances, Business Owner Insurance, Business Owners Insurance, Business Property Insurance, Buy Business Insurance, Buy Professional Indemnity Insurance, Buy Public Liability Insurance, Carpenter Insurance, Carpenters Insurance, Cheap Professional Indemnity Insurance, Cheap Public Liability Insurance, Cheap Workers Compensation Insurance, Cheapest Public Liability Insurance, Civil Liability Insurance, Commercial Business Insurance, Commercial General Liability Insurance, Commercial Insurance Broker, Commercial Insurance Brokers, Commercial Insurance Companies, Company Liability Insurance, Consultants Professional Indemnity Insurance
FAQs
What insurance should I have as a landlord?
A landlord needs to protect their investment. Your building sum insured needs to be an accurate replacement value of the building, including costs for removal of debris and associated professional fees such as architect costs. You should also include some cover for contents which can include such items as carpets, curtains and landlords fixtures and fittings. Finally, you need to ensure that your policy has some cover for Property Owners Liability.
What does an insurance broker do?
As a general insurance broker, Westralian Insurance works on behalf of the client, approaching the market to obtain the best cover and premium to suit their business requirements. Westralian Insurance also manages client insurance programs and any claims which occur. Most of the time, quotes and subsequent paperwork can be arranged over the phone and via fax and email, however we are also happy to meet with you, at your business premise or at our Wangara office.
Do I need Workers Compensation insurance?
For any businesses employing staff, termed under the legislation as a 'worker', you must have a current Workers Compensation policy in force. Sole traders and Partnerships are unable to arrange Workers Compensation insurance for the principals or partners, however should you engage any employees, subcontractors and/or contractors you must still cover them for Workers Compensation by law.
Do I need Public Liability insurance?
Public Liability insurance protects you, and your business, from financial loss caused by property damage or injury to a member of the public at your place of business or whilst undertaking your work Australia wide, resulting from negligence. It is not compulsory in Western Australia, however it is advisable for all businesses to have a current Public Liability policy, especially if you are entering into contracts as it may be a requirement for these.
What insurance do I need as a subcontractor?
The main exposure for any subcontractor is Public Liability, which is third party property damage or personal injury. Many contractors working in the construction industry need to show proof of Public Liability Insurance before they can commence work. The level of cover usually has to match that of their principal contractor. Subcontractors working in any design, advisory or consultancy-type roles should also consider Professional Indemnity cover .
Do I need Professional Indemnity as a Limited company?
The requirement for Professional Indemnity insurance is mainly due to the type of work being undertaken, rather than the type of company or entity. A Limited company may well require Professional Indemnity if their work is related to advice or design such as an architect, management consultant or insurance broker.
How can I get a fast Certificate of Currency?
Westralian Insurance can email, post or fax you a Certificate of Currency with payment of the insurance premium. This can often be done on the day of your request.
Can you provide insurance cover above the 26th parallel?
Yes we can, however this cover may incur a higher premium due to the remote location and risk of cyclone damage.
Can I cover my tools of trade anywhere in Australia?
Yes, you can. This product is called 'General Property' which can cover you anywhere in Australia, for theft from a locked vehicle or locked premises. Policies can also include full accidental damage, fire and overturning or collision of the conveying vehicle.
How can I make a payment to Westralian Insurance?
You may pay your premium via cheque, credit card, over the phone or by completing a remittance slip, direct deposit, cash or with monthly payments. Should you wish to pay monthly (extra costs do apply), Westralian Insurance can arrange a premium funding quotation for you.